Brand-new homes · builder rate incentives

Buy a brand-new home
at the builder’s low rate.

Every new-construction community in Southern California offering a builder rate incentive — buydowns, below-market fixed rates and closing credits — on one map. Browse, save your favorites, and get alerts the moment a new incentive drops.

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How we compare

The one map built for buying a home at the seller's sub-3% rate.

The big portals show you every home — then hand you a 7% mortgage. We show the homes whose low-rate VA or FHA loan you can take over, do the math on your savings, and back it with a full toolkit for the agent who helps you win.

FeatureNewHomeConstructionRoamAssumeListZillowRealtor.com
Find an assumable home
★ A map of homes you can buy at a sub-3% rate✓◐◐——
★ Show only homes with a VA or FHA loan to take over✓◐✓——
★ Filter by the loan's actual interest rate✓◐◐——
Narrow by your city or county✓◐◐✓✓
Filter by beds, baths and price✓◐◐✓✓
Sort by rate, price or loan size✓◐◐◐◐
Just type what you want and we find it✓——◐◐
See what you save
★ Your real monthly savings vs. a brand-new loan✓◐———
★ Low-rate payment next to today's 7% payment✓◐———
★ Blended-rate estimate when you cover the gap✓◐———
★ Loan balance and cash-to-close shown upfront✓◐◐——
Try your own numbers in a payment calculator✓◐—✓✓
★ Rate and loan-type badge on every home✓◐◐——
★ = our standout · ✓ included · ◐ partial / limited · — not offered. Competitor features are current-market estimates; verify before quoting.
⚡ Homes go fast — be first

Get new low-rate homes in your area the day they hit the market.

These assumable sub-3% homes are rare and sell in days. Create your free account and we’ll email you the moment a new one lists — before everyone else.

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